First Time Buyer

Overcome the down-payment challenge with these clever options For many first time home buyers, amassing the standard 20% down payment can be a real challenge. Instead of trying to accumulate the total amount, consider combining your total down payment with some of...

You absolutely need to hire a home inspection – here is why.  There is so much going on in your life right now as you head to the closing table. One sure fire way to ease the stress of buying a home is to make sure that you hire a quality home inspector. If you...

Mortgage insurance is super important – Here is why. If you use an FHA or USDA mortgage or you put less than 20% down on a conventional loan, you are required to purchase mortgage insurance. However, what does mortgage insurance do, and why is it important? Let’s take...